If you're a first time home buyer trying to win the house you love, this complete home buying checklist is for you.

Most people never buy a home — here’s why

May 17, 20262 min read

It’s not your fault. The advice out there is a mess. This breaks it down into a step-by-step plan.

Buying your first home isn’t just stressful.

It’s overwhelming, confusing, and honestly?
Most people quit before they even begin.

But not because they can’t afford it.
Because the advice online is a dumpster fire of contradictions.

That’s why I filmed this.

To give you a step-by-step blueprint — minus the noise.

Why most buyers stay stuck

You don’t need 20% down.

You don’t need perfect credit.

And you definitely don’t need to keep scrolling listings
while someone else buys
your dream house.

You just need a system.
One that shows you
exactly what to do next — based on where you are.

The 3 biggest myths I see ruin people’s chances

1. “I need a 700+ credit score to buy”
Nope. FHA loans go down to 500 with 10% down.
VA loans? Similar. You’ve got options — even with rough credit.

2. “I can’t buy unless I save 20% down”
Most of my first-time buyer clients?
They put down 3–5% — or even zero with VA/USDA.

3. “If I’m self-employed, I can’t qualify”
Not true. You can use bank statements, P&Ls,
even asset-based income to qualify through non-QM programs.

What this video walks you through (start to finish)

  • Budgeting & stress-testing your finances

  • Building your credit the real way

  • Choosing the right loan (Conventional? FHA? VA?)

  • Down payments, closing costs, and what to expect

  • Making offers, negotiating, inspections, and closing

No fluff. Just a full walkthrough, plain and simple.

Watch the full guide here

If you’re serious about buying your first home or rental property in 2026, this is the one video you can’t skip.


P.S.
Want a pro to look at your finances and give you a clear plan?

Book your free 1-on-1 consultation here

– Robert


Robert Weinberg

Robert Weinberg is a Connecticut-based mortgage broker with over 20 years of experience and more than 2,000 families helped through the home buying process. Rob built his practice on one principle: consumers deserve straight answers and someone genuinely in their corner. Beyond the transactions, Rob hosts the CT Real Estate Edge Podcast, runs a YouTube channel packed with no-fluff mortgage education, and shares real client stories every week through his Funded Friday series on Instagram. His content exists for one reason: to make sure buyers walk into the biggest financial decision of their lives with a clear head and a real plan. When he's not helping clients close on homes, Rob is chasing adventures with his wife, daughter Bree, and their King Charles Cavalier, Jersey.

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